In short: Apply by sending your resume, LinkedIn, or an email to [email protected]. Full-time remote-first position with flexibility. Competitive salary, negotiable. Looking for a technology pioneer keen to revolutionize the financial services industry.

🤩 We Are Jefa

• **Jefa is reinventing digital financial services for women.** We create a paradigm shift for how women do money. (Read more about our vision here.)
• We are backed by Visa and the investors behind luminary companies like Netflix, Facebook, Albo and Rappi. Our board boasts none other than the co-founder of Kiva, the OG financial inclusion revolutionary.

🔧 The Position

• We are looking for a Head of Risk to help us become the leading lending company to under and unbanked women in Latin America. The Head of Risk will be tasked with developing and implementing a risk management framework, including building the first version of our credit model, measuring and analyzing datasets, and monitoring Jefa's quality control activities. The ideal candidate would be a strategic and imaginative thinker, a confident decision maker and communicator, and a credit expert with deep insight on risk in LatAm.

🤸‍♀️ What You'll Do

• Provide the overall leadership, vision, and direction for Jefa's risk management policies.
• Design and build the first versions of Jefa's credit model, taking into consideration 'non-traditional' scoring factors such as community and behavioral data.
• Leverage external (e.g. banking data, credit bureau data, financial data) and internal performance data to come up with insights to develop best in class credit policies (e.g. underwriting, credit limit increase programs, risk management)
• Optimize our risk thresholds, policies and strategy to expand Jefa access and eligibility criteria of our credit products, while developing testable credit hypotheses
• Continually iterate on our credit model, testing new versions with every new cohort.
• Partner with finance team to create and maintain risk adjusted returns framework, including loss forecasting.
• Stay on top of market trends and developments. Implement risk metric monitoring by researching/resolving risk events and developing levers that mitigate risk factors.
• Enhance and enrich Jefa's data-driven culture.

👩‍💻 Who You Are

• You are daring and innovative. You recognize that this is an opportunity to revolutionize the lending space. We aim to lend in a radical new way- targeting traditionally 'non-credit worthy' segments and collecting different data points to build out our own Jefa credit score.
• You are up to date with the latest risk modeling and data analytics technologies.
• You are extremely analytical. You continuously ask why and want to prove out every hypothesis that comes to mind.
• You are execution focused. You maintain a balance between quality and speed.